Guides
Multi-currency accounts, explained
By Diego Ramírez

One account, 32 wallets
A multi-currency account is exactly what it sounds like: separate balances for dollars, euros, yen and 29 others, living inside one app, swappable in seconds at the mid-market rate.
Where it changes your life
Freelancers invoice in a client’s currency and convert when the rate is kind. Travelers load up before a trip and spend like a local. Families hold the currency they send home and time the swap.
Under the hood, CoinMove holds pooled balances at partner banks in each currency zone, so a “conversion” is a ledger move, not an international wire. That’s why it takes seconds and costs cents.